| The Hometown Home Loan Program is an innovative program that was created to make homeownership an affordable reality for working families. All Theatre Puget Sound Members in Washington are eligible to participate in the Affinity Lending Center's Hometown Home Loan Program. This program is one more way that your membership with Theatre Puget Sound contributes to the vitality of the Puget Sound Theater Community. The Hometown Home Loan Program offers many exclusive benefits and savings, which include: - Reduced Loan Origination Fee
The Affinity Lending Center will reduce your loan origination fee by 50%.
- Reduced Closing Costs
The costs involved with financing a home can add up. The Hometown Home Loan Program offers discounts on closing costs such as inspection fees, appraisals, and escrow fees which can save you $1,000 or more on closing costs.
- Special Loan Programs
The Hometown Home Loan Program offers a wide variety of financing options. Flexible guidelines on many of our loan programs make it easier to qualify for the mortgage program that's right for you. In addition, you may qualify for a special loan program only available through the Hometown Home Loan Program. Click here for more details.
HOI Plus Program for homes purchased in the City of Seattle
On March 13, 2002, Seattle Mayor Greg Nickels announced a significant funding initiative for members of Seattle's labor community. HomeStreet Bank was awarded $500,000 to enhance the benefits offered through the HOI Program for borrowers purchasing within the Seattle City Limits. Borrowers who earn up to 80% of the Area Median Income ($54,400 for a family of four) can qualify for special purchase assistance program. Borrowers can qualify for up to $35,000 in down payment assistance or they can receive rates a full 1% below current market interest rates through the HOI Plus Program.
- Expert Service
HomeStreet Bank's Affinity Loan Officers have years of experience in the industry and are non-commissioned, which means they are dedicated to serving your needs.
- Convenient Hours
The Affinity Lending Center is available during extended hours. You can reach one of our Loan Officers from 8:00 a.m. to 9:00 p.m. weekdays and 9:00 a.m. to 5:00 p.m. on weekends by calling one of our hotlines. Click here to find an Affinity Lending Center near you.
- Free Homebuyer Education
At times, the homebuying process can be intimidating. We offer free homebuying seminars to make you more confident about the homebuying process.
Homebuyer Education Classes
First-Time Homebuyer Checklist [Return to top] How do I apply?
If you're ready to begin the homebuying process or would like to look into our many financing options, contact one of our Affinity Loan Officers. Our Affinity Lending Staff is available to help you with all of your questions along the way. This includes a personal review of your financial status, a free pre-approval so you can shop with confidence and homebuyer education so you can feel confident about the process. Pre-Qualify Online
Apply Online [Return to top] Eligibility: Individual members and employees of Theatre Puget Sound Corporate Members are eligible to get a home loan through the Affinity Lending Center. Please note, the Hometown Home Loan Program discounts are only available through the Affinity Lending Center. There are no income restrictions for participation, and you do not have to be purchasing your first home. You must plan to live in the home you are purchasing or refinancing. [Return to top] Additional Information & Savings
HomeStreet Bank is one of the largest privately owned banks in the Northwest. It has been meeting the real estate lending and financial needs of its customers since 1921. With $1.5 billion in assets and over 30 branches in four states, HomeStreet Bank offers diversified financial services, including mortgage services, consumer banking, business banking, insurance services, and income property financing. Because you are a member of Theatre Puget Sound, you are eligible to receive discounts on other services HomeStreet offers such as: - Free Checking with free online banking and ATM/Visa debit card
- Increased rates on CDs
- Preferred pricing on Home & Auto insurance
Click here for more details. [Return to top] | |
